Halos one-third ng populasyon sa Pilipinas ay kabataan o teens, subalit napakaliit na bahagi lamang nila ang may bank accounts at ipon, ayon mismo sa Bangko Sentral ng Pilipinas o BSP.
Dahil dito, inilunsad ng Bangko Sentral ng Pilipinas (BSP) ang Youth Financial Inclusion (YFI) Initiative, ulat ng ABS-CBN News, Enero 20, 2025.
Sa YFI Initiative launch, binigyan-diin ni BSP Deputy Governor Bernadette Romulo-Puyat ang kahalagahan na financial literacy sa mga kabataan.
Kasama rito ang pagtuturo sa kanila ng tamang paggastos, pag-iinvest, at pag-iwas sa financial scams.
“You are 31 million strong. That is nearly one-third of our population. With this strength in numbers, you can influence the economy in ways that are both significant and lasting,” ani Puyat-Romulo sa YFI Initiative launch via online.
Binanggit ni Puyat-Romulo na, ayon sa datos ng BSP, 27% lamang ng Filipino teenagers edad 15-19 ang may formal bank accounts, at 21% lamang sa kanila ang may savings o ipon.
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WHY THE NEED FOR FINANCIAL LITERACY
Pagsang-ayon naman ni National Youth Commission Undersecretary Joseph Francisco Ortega, marami pa rin sa mga Pinoy ang salat sa kaalaman sa paghawak ng pera.
Aniya, maaari itong magkaroon ng epekto sa ekonomiya sa hinaharap.
Sabi ng youth commissioner, “This lack of knowledge can lead to poor financial decisions, high levels of debt, and limited economic movement.
“Not to mention, maapektuhan ang gobyerno natin kasi this poverty will lead always to corruption.”
Binanggit din ni Ortega ang long-term effect nito.
“Understanding financial concepts early in life sets the stage for long-term success. Bakit? Because it empowers you to make smart choices about spending, saving, investing.”
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Kaugnay ng programa, nakipag-ugnayan ang BSP sa iba pang sangay ng gobyerno para sa kampanya.
Balak din ng BSP ganapin ngayong taon ang mga aktibidad tulad ng YFI Ambassadors Program, YFI Hackathon, and YFI Congress.
Magkakaroon ng mga training at seminar kunsaan maaaring magbahagi ang mga kabataan ng kanilang mga kaalaman tungkol sa finances.
Kaugnay pa rin ng paksang ito, nag-post ang Department of Education (DepED) at si DepEd Secretary Sonny Angara ukol sa pagpoprodyus ng video materials tungkol sa youth financial literacy.
Binanggit ditong nagprodyus ng 53 learner-generated videos at 326 lesson exemplars para sa info dissemination.
Ayon sa buong post nitong January 8, 2025: “Secretary Sonny Angara met with the Bangko Sentral ng Pilipinas and BDO Foundation, represented by Deputy Governor Bernadette Romulo-Puyat and President Mario Deriquito, for a briefing on their ongoing collaboration on financial literacy anchored on the DepEd Fin-Ed Policy and the Youth Entrepreneurship Act (authored by Angara as a senator).
“Ten produced videos for learners and teachers, 53 learner-generated videos, and 326 lesson exemplars have been produced all of which Secretary Angara ordered the intensified public dissemination via digital media.”
ED'S NOTE: Susundan ng PEP ang development ng balitang ito.